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A CIBIL score is a three-digit number that reflects an individual’s creditworthiness. It is calculated by credit bureaus, including CIBIL, based on an individual’s credit history. The credit history includes factors such as credit utilization, repayment behavior, credit mix, length of credit history, and recent credit inquiries.

Importance of CIBIL Score

A CIBIL score plays a crucial role in an individual’s financial life. It is used by lenders to assess an individual’s creditworthiness and make lending decisions. A high CIBIL score indicates a lower risk of default, making it more likely for the lender to approve a loan or credit application with favorable terms and interest rates.

A low CIBIL score, on the other hand, indicates a higher risk of default, making it more difficult to get approved for credit, and the terms and interest rates may not be as favorable. Therefore, maintaining a good CIBIL score is essential for individuals to have access to credit and to get favorable terms and interest rates.

How is CIBIL Score Calculated?

CIBIL score is calculated based on an individual’s credit history, which includes various factors. These factors and their weightage are as follows:

  1. Payment History (35%): This factor considers an individual’s repayment behavior and whether they have paid their credit obligations on time or not. Late payments or missed payments negatively impact the CIBIL score.
  2. Credit Utilization (30%): Credit utilization refers to the percentage of credit limit used by an individual. A higher credit utilization ratio can negatively impact the CIBIL score.
  3. Credit Mix (10%): Credit mix refers to the types of credit an individual has, such as secured loans, unsecured loans, and credit cards. A good credit mix can positively impact the CIBIL score.
  4. Length of Credit History (15%): The length of credit history refers to the duration for which an individual has held credit accounts. A longer credit history can positively impact the CIBIL score.
  5. Recent Credit Inquiries (10%): This factor considers the number of credit inquiries made by an individual in the recent past. Multiple inquiries can negatively impact the CIBIL score.
CIBIL Score Range

The CIBIL score ranges from 300 to 900, with a score above 750 considered as a good score. The score range and the interpretation are as follows:

  • 750 and above: Excellent Credit
  • 700-749: Good Credit
  • 650-699: Fair Credit
  • 600-649: Poor Credit
  • Below 600: Bad Credit

How to Improve CIBIL Score?
Here are some tips to improve the CIBIL score:

  1. Pay bills on time: Make sure to pay credit obligations on time as late payments can negatively impact the CIBIL score.
  2. Keep credit utilization low: Keep credit utilization below 30% to maintain a good CIBIL score.
  3. Maintain a good credit mix: Have a mix of secured and unsecured credit accounts to maintain a good CIBIL score.
  4. Avoid too many credit inquiries: Limit the number of credit inquiries made in the recent past to maintain a good CIBIL score.
  • Why is the CIBIL score important?
    The CIBIL score is important because it helps lenders assess an individual’s creditworthiness and make lending decisions. A high CIBIL score indicates that an individual is likely to repay their credit obligations on time, making them less risky to lend to. As a result, individuals with high CIBIL scores are more likely to get approved for loans and credit with favorable terms and interest rates. In contrast, individuals with low CIBIL scores may find it difficult to get approved for credit or may be offered credit with less favorable terms and higher interest rates.
  • Who calculates the CIBIL score?
    CIBIL is one of the credit bureaus in India that calculates the CIBIL score. Other credit bureaus in India include Experian, Equifax, and CRIF High Mark. These credit bureaus collect credit-related information from various sources, such as banks and other financial institutions, and use this information to calculate an individual’s credit score.
  • How often is the CIBIL score updated?
    The CIBIL score is updated periodically, typically every 30 to 45 days. This means that changes to an individual’s credit history, such as missed payments or new credit accounts, can impact their CIBIL score relatively quickly. Individuals can check their CIBIL score online or through other channels to see their current score and monitor any changes over time.
  • How does credit utilization affect the CIBIL score?
    Credit utilization refers to the amount of credit an individual is using compared to their total credit limit. High credit utilization can negatively impact the CIBIL score because it suggests that an individual is relying heavily on credit and may be at risk of defaulting on their credit obligations. As a result, it’s generally recommended that individuals keep their credit utilization below 30% of their total credit limit.
  • What is a credit report, and how does it relate to the CIBIL score?
    A credit report is a detailed record of an individual’s credit history, including information about their credit accounts, payment history, and credit inquiries. Credit bureaus like CIBIL use this information to calculate an individual’s credit score. Checking one’s credit report regularly can help identify any errors or inaccuracies that may be negatively impacting their credit score. It’s also a good way to monitor for any signs of identity theft or other fraudulent activity. In India, individuals are entitled to one free credit report per year from each of the four credit bureaus mentioned earlier.

I hope this additional information helps clarify some of the key aspects of the CIBIL score and its importance in the Indian financial system.

In conclusion, a CIBIL score plays a crucial role in an individual’s financial life. It is used by lenders to assess an individual’s creditworthiness and make lending decisions. Maintaining a good CIBIL score is essential for individuals to have access to credit and to get favorable terms and interest rates. It is important to pay

The Reserve Bank of India (RBI) has authorized four credit information companies (CICs) in India to provide credit reports and credit scores to individuals and businesses. These four CICs are:

  • Credit Information Bureau (India) Limited (CIBIL)
  • Equifax Credit Information Services Private Limited
  • Experian Credit Information Company of India Private Limited
  • CRIF High Mark Credit Information Services Private Limited

All of these CICs are authorized and regulated by the RBI, and are considered reliable sources of credit information.

here are step-by-step instructions on how to obtain your credit report and score from CIBIL:

  1. Visit the CIBIL website at www.cibil.com
  2. Click on “Get Your CIBIL Score” button on the homepage
  3. You will be redirected to a new page where you can see the different subscription plans offered by CIBIL
  4. Choose the subscription plan that suits your requirement and click on “Subscribe Now”
  5. On the next page, you will be required to fill out a form with your personal information such as name, address, date of birth, PAN card number, etc.
  6. After filling out the form, click on “Proceed to Payment”
  7. Choose the payment method and complete the payment process
  8. Once the payment is successful, you will be redirected to a page where you can view your CIBIL score and credit report
  9. Download your credit report and score for future reference.

It’s important to note that you can obtain one free credit report per year from each of the four authorized credit information companies in India, including CIBIL. To obtain your free credit report, you can visit the website of any of the four authorized CICs and follow the instructions provided. You will be required to provide your personal information and ID proof to verify your identity.

Traveling is a great way to experience new cultures and see new places, but it can be expensive. If you’re looking for a way to travel on a budget, then Couchsurfing is the perfect solution. Couchsurfing is a community of travelers who offer free accommodations to each other, allowing you to stay in someone’s home for free while you explore a new city or country. In this blog post, we’ll take a closer look at how Couchsurfing works and how you can use it to travel the world on a budget.

Couchsurfing is a social networking website that connects travelers with locals who are willing to host them for free. The website has a simple registration process, and you can create a profile for yourself, including your travel preferences and the places you want to visit. Once you’ve created a profile, you can search for hosts in the city or country you want to visit.

When you find a host that you like, you can send them a message and request to stay with them. Hosts can review your profile and decide whether or not to accept your request. If they do, then you can arrange the details of your stay with them, including the dates you’ll be staying and any other details you need to know. Couchsurfing also has a mobile app that you can use to connect with hosts and manage your stay while you’re on the go.

One of the great things about Couchsurfing is that it’s more than just a way to find free accommodations. It’s a community of like-minded travelers who share a passion for exploring new places and meeting new people. Couchsurfing hosts often offer to show their guests around the city or take them to local events, giving travelers a unique insider’s perspective on their destination.

How to Use Couchsurfing:

  1. Create a profile on the Couchsurfing website or mobile app.
  2. Search for hosts in the city or country you want to visit.
  3. Send a message to your preferred host and request to stay with them.
  4. Arrange the details of your stay with your host.
  5. Enjoy your free accommodations and explore your destination with a local insider’s perspective!

Additional Information:

Couchsurfing is a safe and secure community, and the website and mobile app have features to help ensure your safety while you travel. The community also has guidelines and best practices for hosts and guests to ensure that everyone has a positive experience.

Features of Couchsurfing:

  • Free accommodations
  • Insider’s perspective on your destination
  • Safe and secure community

Benefits of Couchsurfing:

  • Save money on accommodations
  • Meet new people and make new friends
  • Get a local’s perspective on your destination

Limitations of Couchsurfing:

  • Hosts may not always be available
  • Availability of hosts may vary by location
  • Not suitable for travelers who prefer more privacy and independence

Couchsurfing is an excellent way to travel the world on a budget, and it’s also a great way to meet new people and experience new cultures. With a simple registration process and a wide network of hosts around the world, Couchsurfing is a must-try for any budget traveler. So why not give it a try on your next trip and see where your adventures take you?

WEBSITE: CLICK
ANDROID APPS: CLICK
IOS APP: CLICK

മലയാളത്തിലുള്ള വിവരണം

Are you tired of staying in the same old hotels during your travels? Do you crave a more authentic and personalized travel experience? Look no further than Airbnb! This popular online marketplace connects travelers with local hosts who offer unique and affordable accommodations around the world. From cozy apartments to luxurious villas, Airbnb has something for everyone. In this post, we’ll explore the benefits and limitations of using Airbnb, how to use it step by step, and some special mentions and features of the platform.

Airbnb has become a go-to option for travelers seeking a more authentic and affordable way to experience new destinations. Instead of booking a traditional hotel room, Airbnb allows travelers to stay in unique accommodations offered by local hosts. This includes everything from apartments and houses to castles and treehouses. Not only do these accommodations offer a more immersive travel experience, but they are often more affordable than hotels, especially for larger groups or longer stays.

Using Airbnb is easy and straightforward. To get started, simply create an account on the Airbnb website or mobile app. Once you’ve signed up, you can browse through the various listings in your desired destination. Each listing includes information about the property, the host, the location, and reviews from previous guests. You can filter your search results by price, location, amenities, and other factors to find the perfect accommodation for your needs.

When you find a listing you’re interested in, you can book it directly through the Airbnb platform. The host will then receive your booking request and can accept or decline it. If the host accepts your request, you will be charged the full amount of the booking plus any applicable fees. Airbnb offers various payment options, including credit card and PayPal.

How to use it step by step instructions:

  • Create an account on Airbnb
  • Browse listings in your desired destination
  • Filter your search results by price, location, and amenities
  • Select a listing and check its availability
  • Book the accommodation directly through the Airbnb platform
  • Wait for the host to accept or decline your request
  • If the host accepts, you will be charged the full amount of the booking plus any applicable fees
  • Communicate with your host to coordinate check-in and other logistics

Special Mentions and Features:

Airbnb offers various features that make it a unique and valuable platform for travelers. These include:

  1. A wide variety of accommodations, from budget-friendly options to luxury villas
  2. Local experiences and activities hosted by residents of the destination
  3. Airbnb Plus, a program that verifies the quality and comfort of select listings
  4. Superhosts, hosts who have a proven track record of providing exceptional hospitality
  5. A 24/7 customer service team available to help with any issues or questions

Benefits and Limitations:

The benefits of using Airbnb include the ability to experience new destinations in a more authentic and personalized way, as well as potentially saving money on accommodations. However, there are also some limitations to consider, such as the potential for miscommunication with hosts, the lack of consistent standards across listings, and the possibility of unexpected fees or additional costs.

Airbnb is a great option for travelers looking to unlock unique and authentic travel experiences. By connecting with local hosts and staying in their properties, you can get a more immersive and personalized experience compared to traditional hotels. While there are some limitations to using Airbnb, the benefits outweigh the risks for many travelers. So the next time you’re planning a trip, consider using Airbnb to find your perfect accommodation!

DOWNLOAD APP: ANDROID

DOWNLOAD APP: IPHONE

Airbnb WEBSITE: CLICK

Some additional information about Airbnb includes:

Airbnb was founded in 2008 and is headquartered in San Francisco, California.
The platform operates in over 220 countries and regions and has over 7 million listings.
In addition to traditional accommodations, Airbnb also offers experiences and activities hosted by locals, such as cooking classes, city tours, and outdoor adventures.
Airbnb has faced criticism and controversy in some locations due to concerns about its impact on local housing markets and regulations around short-term rentals.

Find and book great deals on flights, hotels, car hire. Your trip starts here.

When we started in 2003, we set out to do things differently. We wanted to show all flight options in one place, creating a simple alternative to the confusing sites that make travel feel like hard work.

Fast forward to today and we’ve gone from a flight search engine to a global leader in travel. We’re proud that more than 100 million people across the world (that’s quite a few!) rely on our app and website each month to help them with their travel plans.

Dedicated to making travel as simple as possible, we help each and every one of them find the best options across flights, hotels and car hire to book the perfect trip.

But we’re not stopping there.

Get inspiration, and plan and book your whole trip – we’re here to make it all super easy, wherever you are. Join 90+ million others who use us to find the best flight prices and amazing hotel discounts. Here, you can explore everything the travel industry has to offer. And there are no booking fees or hidden charges – just the best prices.

BOOK YOUR WHOLE TRIP

Yep, you can. Get where you want to go, stay where you want to stay, and get loads of suggestions on what to do while you’re there – based on other travellers’ reviews.

FIND THE BEST VALUE FLIGHTS

Search and compare hundreds of flights all in one place to find the great prices available. Not ready to book yet? Set up a Price Alert and we’ll let you know when it changes.

GET THE RIGHT HOTEL

Thought we were just about flights? Nope, we’ve got your stay covered too. Compare great deals from thousands of hotels, resorts, apartments and hostels all over the world. Or find rooms near your current location and grab a last-minute deal.

RENT A CAR

Choose where and when to pick up your car rental, and we’ll show you the deals. You can filter your search by vehicle type, fuel type and features. And our Fair Fuel Policy flag will make sure you’re not paying too much on fuel – we’ve got your back.

NO ADDED FEES EVER

Did we mention we don’t charge any booking fees? Never. None at all.

FIND INSPIRATION

Itching to travel but no idea where to go? We’ve got you. Tap ‘Explore’ to check out our inspirational destinations with the best deals.

CUSTOMISE YOUR SEARCH

Know what you’re looking for? Filter your flight search by flight duration, airline, number of stops, travel class, departure and arrival times. Easy.

FIND THE GREENEST FLIGHTS

We’re committed to lead the global transformation to modern, sustainable travel. Our first step is introducing the ‘Greener choices’ label to our platform, helping you lessen the environmental impact of travel by choosing flights which emit less CO2.

SAVE YOUR FLIGHTS

Want to look but not ready to book? No problem. We have a ‘saved flights’ setting where you can ‘star’ a flight you like. Then it’ll show up on your home screen, so you can pick up where you left off.

Enjoy!

CLICK HERE (ANDROID)

CLICK HERE (IOS)

In today’s world, where cyber crimes and identity thefts are rampant, a VPN (Virtual Private Network) is a necessity. VPNs protect your online identity by encrypting your internet traffic and routing it through a secure tunnel, making it difficult for anyone to intercept or snoop on your online activities. While there are several paid VPN services available, there are also free VPN applications that offer similar features. In this blog post, we will discuss one such free VPN application called ProtonVPN.

ProtonVPN is a Swiss-based VPN service that offers a free and a paid version. The free version of ProtonVPN provides unlimited data, access to servers in three countries, and no ads. The paid version offers additional features such as access to servers in over 50 countries, faster speeds, and the ability to use the VPN on multiple devices simultaneously.

Features:
ProtonVPN offers the following features:

  1. Servers: ProtonVPN has over 1,200 servers in more than 50 countries. The free version offers access to servers in three countries – the United States, Japan, and the Netherlands.
  2. Security: ProtonVPN uses military-grade encryption to protect your internet traffic. It also uses Perfect Forward Secrecy, which generates a new encryption key for every session, making it impossible for anyone to decrypt your data.
  3. No-Logs Policy: ProtonVPN has a strict no-logs policy, which means that it does not keep any logs of your online activities. This ensures that your online activities remain private and cannot be traced back to you.
  4. User-Friendly Interface: The ProtonVPN application is easy to use and has a user-friendly interface. You can connect to a VPN server with just a few taps.
  5. Compatibility: ProtonVPN is compatible with multiple devices, including iOS, Android, Windows, and Mac.

To use ProtonVPN, follow the steps below:

Step 1: Download the ProtonVPN application from the App Store or Google Play Store. The application is available for both iOS and Android devices.

iOS link:

Android link:

Step 2: Create a ProtonVPN account. You can either sign up with your email address or use your existing ProtonMail account if you have one.

Step 3: Log in to the ProtonVPN application using your ProtonVPN account credentials.

Step 4: Select a server location from the list of available countries. The free version of ProtonVPN offers servers in the United States, Japan, and the Netherlands.

Step 5: Tap on the connect button to establish a VPN connection.

Benefits of ProtonVPN:

  • Privacy and Security: ProtonVPN is based in Switzerland, which has some of the strongest privacy laws in the world. The VPN service does not keep any logs of your online activities and uses military-grade encryption to protect your internet traffic.
  • Free Version: The free version of ProtonVPN provides unlimited data, access to servers in three countries, and no ads. This is a great option for people who want to try out a VPN service before committing to a paid plan.
  • Easy to Use: The ProtonVPN application is user-friendly and easy to navigate. You can connect to a VPN server with just a few taps.
  • Compatible with Multiple Devices: ProtonVPN can be used on multiple devices, including iOS, Android, Windows, and Mac.
  • Free Version: The free version of ProtonVPN offers unlimited data, access to servers in three countries, and no ads. This is a great option for people who want to try out a VPN service before committing to a paid plan.
  • Privacy and Security: ProtonVPN is based in Switzerland, which has some of the strongest privacy laws in the world. The VPN service uses military-grade encryption to protect your internet traffic and has a strict no-logs policy, ensuring your online activities remain private.
  • Fast Speeds: ProtonVPN offers fast speeds, even on its free version. This is great for people who want to stream content or download large files.

Limitations:
ProtonVPN has the following limitations:

  • Limited Servers: The free version of ProtonVPN offers access to servers in only three countries. This can be a limitation for people who need access to servers in other countries.
  • Limited Features: The free version of ProtonVPN has limited features compared to the paid version. This can be a limitation for people who need additional features such as access to servers in more countries, faster speeds, or the ability to use the VPN on multiple devices simultaneously.

In conclusion, ProtonVPN is a great option for people who want to protect their online privacy and security without spending money on a VPN service. The free version provides unlimited data, access to servers in three countries, and no ads. The application is user-friendly and easy to use. ProtonVPN is a great option for people who want to protect their online privacy and security without spending money on a VPN service. The free version provides unlimited data, access to servers in three countries, and no ads. The application is user-friendly and easy to use. However, if you need access to servers in more countries or additional features, you may need to upgrade to the paid version. Overall, ProtonVPN is a reliable and secure VPN service that is worth considering.

In today’s fast-paced world, it’s easy to get caught up in the hustle and bustle of everyday life. We often find ourselves overwhelmed with work, family obligations, and the constant stimulation of technology. As a result, it can be challenging to find a sense of calm and inner peace.

One solution to this problem is mindfulness meditation. This ancient practice involves paying attention to the present moment, without judgment, and with an attitude of openness and curiosity. By practicing mindfulness, we can learn to tune out distractions and focus on what really matters.

Research has shown that mindfulness meditation can have numerous benefits for both physical and mental health. Here are just a few of the ways that mindfulness can help:

Reducing stress and anxiety: Mindfulness has been shown to decrease the production of the stress hormone cortisol, which can lead to lower levels of anxiety and better coping skills in stressful situations.

Improving mood: By focusing on the present moment, mindfulness can help us to cultivate a sense of gratitude and appreciation, which can improve our overall mood and sense of well-being.

Boosting cognitive function: Studies have found that mindfulness can improve working memory, attention span, and decision-making skills.

Lowering blood pressure: Mindfulness has been shown to have a positive effect on blood pressure, reducing the risk of heart disease and other health problems.

Improving sleep: Practicing mindfulness before bed can help to calm the mind and promote restful sleep, which can lead to improved energy levels and overall health.

In short, mindfulness meditation can be a powerful tool for improving both physical and mental health. If you’re interested in trying it out, there are many resources available online and in-person to help you get started. Whether you’re looking to reduce stress, improve your mood, or simply find a sense of inner peace, mindfulness meditation may be just what you need.

Here, I suggest you some of the FREE mobile applications and websites, which will help you more to improve your happiness level.

Insight Timer – A free meditation app that offers a variety of guided meditations, music, and talks from leading mindfulness experts:

DOWNLOAD APP (Android): CLICK

DOWNLOAD APP (iPhone): CLICK

UCLA Mindful Awareness Research Center – A free online resource that offers guided meditations, audio talks, and other resources to help you learn and practice mindfulness: OPEN

Mindful.org – A website dedicated to mindfulness and its benefits, offering articles, videos, and guided meditations: OPEN

Headspace – While Headspace is a paid service, they do offer a free trial period that provides access to their guided meditations and other resources: CLICK

Stop, Breathe & Think – A free meditation app that offers guided meditations, personalized recommendations, and other resources to help you build a mindfulness practice: CHECKOUT

These resources offer a variety of options for incorporating mindfulness meditation into your daily routine, from guided meditations to educational resources and more. Best of all, they are all available for free, so you can begin practicing mindfulness without breaking the bank.

‘This Mobile Application is a one-stop solution and a must-have app for most of your RTO, vehicle information and automobile-based needs.

Vehicle Registration Details

How to find vehicle owner information? Just enter vehicle number to get over a dozen vehicle registration details including real owner name, age, registration date, insurance expiry, etc.

Challan Details

Get details of challans issued to any vehicle or driver just by using a vehicle (RC) or license number. Details include challan number, date of issue and payment status.’

Profile Management

Download all your RC and licenses in your profile for quick access to all the details in case of urgency. You can also login to synchronize your searches in all of your devices.

Resale Value Calculator

Did you know a vehicle’s value falls nearly 20% of its initial value in the first year? Check the right market price for your used car or bike using our all-new resale value calculator. It takes in various parameters like make and mileage to give you a fair price for your car.

Fuel Price

Get daily updated prices of petrol and diesel from all cities of India. Petrol and Diesel prices are revised every day to ensure even a minute’s variation in global oil prices can be transmitted to fuel users.

Driving Licence Search

Use a driving license number to quickly get the license holder’s name, age, validity, status and much more.

Features and Specs

Up-to-date features and specifications (such as mileage, seating capacity, transmission type, etc.) of cars of over 1000 varients of over 20 brands.

News and Stories

Get the latest vehicle launches, tips to save money on car or bike insurance, RTO regulations and other news right into the app.

The app gives following RTO vehicle registration information details by using vehicle number :

– Owner Name

– Age

– Engine Number

– Chassis Number

– Registration Date

– Registration City

– Model

– City

– State

– Get RTO vehicle details of the unclaimed vehicle parked just outside your gate for days

– Know which car your favourite celebrity owns

– Use recent searches tab to quickly view past results.

– Share vehicle information with friends on email, WhatsApp, Facebook with a single link.

It works for all RTO vehicle types – cars, motorbikes, trucks, autos, just about everything!

Disclaimer: We are not related to any RTO authority of India. All details shown in the app about vehicle owners are publicly available on the Parivahan website. We are only acting as an intermediary platform to make this information available to users easily via the app.

How to check Vehicle Insurance Details :

1) Download Mobile Application

2) Enter Vehicle Number

3) Scroll Down & Click “Important Dates” Tab

4) Then you can see Insurance Details

How to check Fine Details :

1) Download Mobile Application

2) Enter Vehicle Number

3) Scroll Down & Click “Check Chellan” Tab

4) Then you can see all Fine Details

How to check Pollution Certificate Details :

1) Download Mobile Application

2) Enter Vehicle Number

3) Scroll Down & Click “Important Dates” Tab

4) Then you can see Pollution Certtificate Details

DOWNLOAD (ANDROID) : CLICK HERE

DOWNLOAD (iPHONE) : CLICK HERE

The Ministry of Road Transport & Highways (MoRTH) has been facilitating computerization of over 1300+ Road Transport Offices (RTOs) across the country. RTOs issue Registration Certificate (R.C.) & Driving License (D.L.) that are mandatory requirements and are valid across the country, subject to certain provisions and permissions.

With wide variations in state policies and manual/ system based procedures being followed across the country, it had become necessary to define same standards for these documents on a pan-India level to ensure interoperability, correctness and timely availability of information. SCOSTA committee setup for this purpose had recommended a uniform standardized software across the country. The Ministry thus entrusted National Informatics Centre (N.I.C.) with the task of standardizing & deploying two softwares – VAHAN for Vehicle Registration and SARATHI for Driving Licenses and of compiling the data with respect to Vehicle Registration and Driving Licenses of all the states in State Register and National Register.The applications VAHAN & SARATHI were conceptualized to capture the functionalities as mandated by Central Motor Vehicle Act, 1988 as well as State motor vehicle Rules with customization in the core product to suit the requirements of 36 States and UTs.

Our Vision

To improve the quality of service delivery to the citizen and the quality of work environment of the RTOs.

Our Mission

To automate all Vehicle Registration and Driving License related activities in transport authorities of country with introduction of smart card technology to handle issues like inter state transport vehicle movement and to create state and national level registers of vehicles/DL information

Our Objectives

To provide :

Better services to Transport Department as well as citizen

Quick implementation of government policies from time to time

Improved image of Government & Department

Instant access of Vehicle/DL information to other government departments

The latest initiative has been to centralize both these applications for ensuring higher tranparency, security and reliability of operations through a countrywide unified database and provision of a highly citizen and trade centric web enabled environment. The new application being developed would provide for a multi-user environment wherein the end customers (citizens) may be empowered to perform most of the RTO related transactions (including payments) either from the comfort of home or from authorized third party service provider/s in their vicinity. This will also help, to a large extent, in removing the hassles and queues faced by citizens currently (in visiting RTOs for elementary types of transactions),minimizing the extensive paperwork currently being done on the ground and reducing the possibility of middlemen exploiting the uneducated / uninformed citizens. Going forward, mobile based applications would be developed and systems utilizing the Aadhar Based identification would also be integrated with the Unified RTO database for higher security and ease of operations.

With steady steps in direction of achievement of its Vision, Mission and objectives , the ministry is progressing towards provision of improved service access to citizens with quality and efficiency in service delivery, transparency in the system and reduced workload for RTO staff.

Instructions for Application Submission

Following are the stages for Application Submission in Services On Driving Licence in the following order

1. Fill Applicant/Request Details

2. Upload Documents (if required)

3. Upload Photo and Signature if required (applicable only in certain states)

4. Driving Licence Test Slot Booking -required only for Additional Endorsement of Driving Licence(AEDL)

5. Payment of Fee

6. Verify the Pay Status

7. Print the Receipt

Following are the List of Driving Licence Services that may be provided :

1. RENEWAL OF DL

2. ISSUE OF DUPLICATE DL

3. ADDITIONAL ENDORSEMENT TO DL

4. ISSUE OF PSV BADGE TO A DRIVER

5. CHANGE OF ADDRESS IN DL

6. CHANGE OF NAME IN DL

7. REPLACEMENT OF DL

8. CHANGE OF BIOMETRICS IN DL

9. ENDORSEMENT TO DRIVE HAZARDOUS MATERIAL

10. ENDORSEMENT TO DRIVE IN HILL REGION

11. DL EXTRACT

12. ISSUE OF NOC

13. ISSUE INTERNATIONAL DRIVING PERMIT

14. CANCELLATION OF NOC

15. CHANGE OF DATE OF BIRTH IN DL

16. SURRENDER OF COV(S)/PSV BADGE(S)

17. AEDL FOR DEFENCE DL HOLDER

18. COV CONVERSION (applicable only in some states)

However, after accepting the Driving Licence number, the services that the Driving Licence holder is eligible only would be displayed

Note: 1) Select the RTO whose jurisdiction falls under the current Present Address of the Driving Licence Holder.

2) If you are applying for Renewal of Driving Licence and if you are aged above 40 years, please be ready with Form 1-A duly signed by a registered Medical Practitioner (MBBS Doctor).

Apply Online: CLICK HERE

You can check the currency rates against all the world currencies here. The currency converter below is easy to use and the currency rates are updated frequently. This is very much needed given that the extreme volatility in global currencies lately. It is an excellent tool to convert currency from one exchange to another. It can be used if you are traveling, to remit money from abroad or for business purposes. The tool is simple and easy to use and the currency rates are updated frequently.

This Currency Converter is the simplest, most beautiful currency converter you’ll ever find. It supports over 150 different currencies from all around the world, ranging from the US Dollar to the Colombian Peso! It even supports BitCoin, LiteCoin and Dogecoin! If you’re travelling, this really is a great app to use – you can find out how much your currency is worth in just a few short moments, even if you aren’t connected to the internet!

FEATURES

Over 150 currencies supported.

One of the first converters to support BitCoin, LiteCoin and Dogecoin!

Incredibly simple interface.

Exchange rates are updated automatically – you don’t have to do anything!

“Switch” button to invert the currencies.

Converts as you type (no need for a “Convert” button!)

Uses 3 decimal places for greater accuracy!

Find the current exchange rate of what you’re converting.

Optimized for the latest iPhone and iPad models.

AED – UAE DIRHAM

AFA – AFGHANISTAN AFGHANI

ALL – ALBANIAN LEK

ANG – NETH ANTILLES GUILDER

ARS – ARGENTINE PESO

AUD – AUSTRALIAN DOLLAR

AWG – ARUBA FLORIN

BBD – BARBADOS DOLLAR

BDT – BANGLADESH TAKA

BHD – BAHRAINI DINAR

BIF – BURUNDI FRANC

BMD – BERMUDA DOLLAR

BND – BRUNEI DOLLAR

BOB – BOLIVIAN BOLIVIANO

BRL – BRAZILIAN REAL

BSD – BAHAMIAN DOLLAR

BTN – BHUTAN NGULTRUM

BWP – BOTSWANA PULA

BZD – BELIZE DOLLAR

CAD – CANADIAN DOLLAR

CHF – SWISS FRANC

CLP – CHILEAN PESO

CNY – CHINESE YUAN

COP – COLOMBIAN PESO

CRC – COSTA RICA COLON

CUP – CUBAN PESO

CVE – CAPE VERDE ESCUDO

CYP – CYPRUS POUND

CZK – CZECH KORUNA

DJF – DIJIBOUTI FRANC

DKK – DANISH KRONE

DOP – DOMINICAN PESO

DZD – ALGERIAN DINAR

EEK – ESTONIAN KROON

EGP – EGYPTIAN POUND

ETB – ETHIOPIAN BIRR

EUR – EURO

FKP – FALKLAND ISLANDS POUND

GBP – BRITISH POUND

GHC – GHANIAN CEDI

GIP – GIBRALTAR POUND

GMD – GAMBIAN DALASI

GNF – GUINEA FRANC

GTQ – GUATEMALA QUETZAL

GYD – GUYANA DOLLAR

HKD – HONG KONG DOLLAR

HNL – HONDURAS LEMPIRA

HRK – CROATIAN KUNA

HTG – HAITI GOURDE

HUF – HUNGARIAN FORINT

IDR – INDONESIAN RUPIAH

ILS – ISRAELI SHEKEL

INR – INDIAN RUPEE

IQD – IRAQI DINAR

ISK – ICELAND KRONA

JMD – JAMAICAN DOLLAR

JOD – JORDANIAN DINAR

JPY – JAPANESE YEN

KES – KENYAN SHILLING

KHR – CAMBODIA RIEL

KMF – COMOROS FRANC

KPW – NORTH KOREAN WON

KRW – KOREAN WON

KWD – KUWAITI DINAR

KYD – CAYMAN ISLANDS DOLLAR

KZT – KAZAKHSTAN TENGE

LAK – LAO KIP

LBP – LEBANESE POUND

LKR – SRI LANKA RUPEE

LRD – LIBERIAN DOLLAR

LSL – LESOTHO LOTI

LTL – LITHUANIAN LITA

LVL – LATVIAN LAT

LYD – LIBYAN DINAR

MAD – MOROCCAN DIRHAM

MDL – MOLDOVAN LEU

MGF – MALAGASY FRANC

MKD – MACEDONIAN DENAR

MMK – MYANMAR KYAT

MNT – MONGOLIAN TUGRIK

MOP – MACAU PATACA

MRO – MAURITANIA OUGULYA

MTL – MALTESE LIRA

MUR – MAURITIUS RUPEE

MVR – MALDIVES RUFIYAA

MWK – MALAWI KWACHA

MXN – MEXICAN PESO

MYR – MALAYSIAN RINGGIT

MZM – MOZAMBIQUE METICAL

NAD – NAMIBIAN DOLLAR

NGN – NIGERIAN NAIRA

NIO – NICARAGUA CORDOBA

NOK – NORWEGIAN KRONE

NPR – NEPALESE RUPEE

NZD – NEW ZEALAND DOLLAR

OMR – OMANI RIAL

PAB – PANAMA BALBOA

PEN – PERUVIAN NUEVO SOL

PGK – PAPUA NEW GUINEA KINA

PHP – PHILIPPINE PESO

PKR – PAKISTANI RUPEE

PLN – POLISH ZLOTY

PYG – PARAGUAYAN GUARANI

QAR – QATAR RIAL

ROL – ROMANIAN LEU

RUB – RUSSIAN ROUBLE

SAR – SAUDI ARABIAN RIYAL

SBD – SOLOMON ISLANDS DOLLAR

SCR – SEYCHELLES RUPEE

SDD – SUDANESE DINAR

SEK – SWEDISH KRONA

SGD – SINGAPORE DOLLAR

SHP – ST HELENA POUND

SIT – SLOVENIAN TOLAR

SKK – SLOVAK KORUNA

SLL – SIERRA LEONE LEONE

SOS – SOMALI SHILLING

SRG – SURINAM GUILDER

STD – SAO TOME DOBRA

SVC – EL SALVADOR COLON

SYP – SYRIAN POUND

SZL – SWAZILAND LILAGENI

THB – THAI BAHT

TND – TUNISIAN DINAR

TOP – TONGA PA\’ANGA

TRL – TURKISH LIRA

TRY – TURKEY LIRA

TTD – TRINIDAD TOBAGO DOLLAR

TWD – TAIWAN DOLLAR

TZS – TANZANIAN SHILLING

UAH – UKRAINE HRYVNIA

UGX – UGANDAN SHILLING

USD – U.S. DOLLAR

UYU – URUGUAYAN NEW PESO

VEB – VENEZUELAN BOLIVAR

VND – VIETNAM DONG

VUV – VANUATU VATU

WST – SAMOA TALA

XAF – CFA FRANC (BEAC)

XAG – SILVER OUNCES

XAU – GOLD OUNCES

XCD – EAST CARIBBEAN DOLLAR

XOF – CFA FRANC (BCEAO)

XPD – PALLADIUM OUNCES

XPF – PACIFIC FRANC

XPT – PLATINUM OUNCES

YER – YEMEN RIYAL

YUM – YUGOSLAV DINAR

ZAR – SOUTH AFRICAN RAND

ZMK – ZAMBIAN KWACHA

ZWD – ZIMBABWE DOLLAR

DOWNLOAD (ANDROID) : CLICK HERE

DOWNLOAD (iPhone) : CLICK HERE

Find and book great deals on flights, hotels, car hire. Your trip starts here.

When we started in 2003, we set out to do things differently. We wanted to show all flight options in one place, creating a simple alternative to the confusing sites that make travel feel like hard work.

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